I Have an 800 Credit Score—3 Shopping Mistakes I Never Make


I refuse to go into credit card debt for fashion. Easier said than done. Because online shopping is literally one of my job requirements as a fashion editor, I’m constantly faced with the temptation to overconsume. I can’t avoid browsing through H&M’s new arrivals, Zara’s sale, or Net-a-Porter’s designer shoe section. I have to identify clothes celebrities are wearing and help our readers match the vibe of their favorite stylish TV shows. All of this is to say that it would be very easy for me to fall into the trap of buy, buy, buy. But then I wouldn’t have an 800 credit score, would I?

I can’t control external temptations, but I can control my spending habits. I have a few tips to share on how I avoid credit card debt, and I promise they don’t involve being rich, marrying rich, or having rich parents. If any of those things were true, I would’ve retired at 25. Alas, here I am with a 9-to-5 job and no trust fund. Continue reading to learn the three shopping mistakes I never make.

1. I Never Consider Purchases Individually